/* ==========================================================
   Insta Pay Desk — Brand layer (logo palette)
   Sky Blue #00A0E3  ·  Charcoal #2B2A29
   Loaded last on every page.
   ========================================================== */
:root {
  --ipd-blue: #00a0e3;
  --ipd-blue-600: #0089c4;
  --ipd-blue-700: #006da0;
  --ipd-blue-50: #eaf7fd;
  --ipd-blue-100: #d3effb;
  --ipd-ink: #2b2a29;
  --ipd-ink-900: #1c1b1a;
  --ipd-ink-700: #3d3c3a;
  --ipd-text: #55575a;
  --ipd-line: #e7ecef;
  --ipd-bg: #ffffff;
  --ipd-bg-soft: #f6fafc;
  --ipd-radius: 20px;
  --ipd-shadow: 0 10px 30px rgba(43, 42, 41, .07);
  --ipd-shadow-lg: 0 24px 60px rgba(43, 42, 41, .12);
  --ipd-shadow-blue: 0 14px 34px rgba(0, 160, 227, .30);
}

body { color: var(--ipd-text); font-family: 'Poppins', sans-serif; }
body::before, body::after { opacity: .55; }
h1, h2, h3, h4, h5, h6, .h1, .h2, .h3, .h4, .h5, .h6 {
  color: var(--ipd-ink); font-family: 'Poppins', sans-serif; font-weight: 600 !important;
}
.ipd-home h1, .ipd-home .ipd-h2 { font-weight: 700 !important; }
.ipd-home h4 { font-weight: 600 !important; }
.ipd-hero h1 { line-height: 1.06 !important; }
.ipd-h2 { line-height: 1.18 !important; }
::selection { background: var(--ipd-blue); color: #fff; }

/* ---------- Buttons ---------- */
.btn-primary, .btn.btn-primary {
  background: var(--ipd-blue) !important;
  border-color: var(--ipd-blue) !important;
  color: #fff !important;
  border-radius: 999px !important;
  font-weight: 600;
  letter-spacing: .2px;
  text-transform: none;
  box-shadow: var(--ipd-shadow-blue) !important;
  transition: transform .2s ease, background .2s ease, box-shadow .2s ease;
}
.btn-primary:hover, .btn.btn-primary:hover {
  background: var(--ipd-blue-700) !important;
  border-color: var(--ipd-blue-700) !important;
  transform: translateY(-2px);
}
.btn-outline-hero {
  border-color: var(--ipd-ink) !important;
  color: var(--ipd-ink) !important;
  background: transparent !important;
}
.btn-outline-hero:hover { background: var(--ipd-ink) !important; color: #fff !important; }

/* ---------- Header ---------- */
.site-header .main-bar,
.site-header.style-1 .main-bar,
.site-header.style-1 .is-fixed .main-bar,
.is-fixed .main-bar {
  background: transparent !important;
  box-shadow: none !important;
  border: 0 !important;
  backdrop-filter: none !important;
  -webkit-backdrop-filter: none !important;
}
.site-header.style-1 .main-bar { padding-top: 16px; }
.site-header.style-1 .is-fixed .main-bar { padding-top: 10px; }
.site-header.style-1 .main-bar .container {
  background: rgba(255, 255, 255, .94) !important;
  backdrop-filter: blur(16px) saturate(170%);
  -webkit-backdrop-filter: blur(16px) saturate(170%);
  border: 1px solid rgba(0, 160, 227, .22) !important;
  border-radius: 999px !important;
  box-shadow: 0 14px 40px rgba(43, 42, 41, .12), 0 2px 6px rgba(0, 160, 227, .10) !important;
  padding-left: 28px; padding-right: 28px;
}
.site-header.style-1 .is-fixed .main-bar .container {
  box-shadow: 0 18px 46px rgba(43, 42, 41, .18), 0 2px 8px rgba(0, 160, 227, .14) !important;
}
@media (max-width: 991px) {
  .site-header.style-1 .main-bar .container { border-radius: 22px !important; width: calc(100% - 24px); padding-left: 16px; padding-right: 16px; }
}
.site-header .extra-nav { display: none !important; }
.site-header .logo-img { height: 48px !important; width: auto; max-width: none; }
.site-header .logo-header img { max-width: none; }
@media (max-width: 575px) { .site-header .logo-img { height: 40px !important; } }
.header-nav .nav > li > a,
.header-nav .nav > li > a span { color: var(--ipd-ink) !important; font-weight: 500; }
.header-nav .nav > li > a:hover,
.header-nav .nav > li > a:hover span,
.header-nav .nav > li > a.active,
.header-nav .nav > li > a.active span { color: var(--ipd-blue) !important; }
.header-nav .nav > li > a.active { position: relative; }

.navicon span { background: var(--ipd-ink) !important; }

/* ---------- Shared section heads ---------- */
.sub-title, .section-head .sub-title { color: var(--ipd-blue) !important; }
.title-span { color: var(--ipd-blue) !important; background: none !important; -webkit-text-fill-color: var(--ipd-blue) !important; }

/* ---------- Scroll to top ---------- */
button.scroltop {
  background: var(--ipd-blue) !important; color: #fff !important;
  border-radius: 14px !important; box-shadow: var(--ipd-shadow-blue) !important;
}

/* ==========================================================
   New footer (all pages)
   ========================================================== */
.ipd-footer {
  position: relative; z-index: 1;
  background: var(--ipd-ink-900);
  color: #b9bcbf;
  padding: 80px 0 0;
  overflow: hidden;
}
.ipd-footer::before {
  content: ""; position: absolute; width: 520px; height: 520px; right: -160px; top: -220px;
  background: radial-gradient(circle, rgba(0, 160, 227, .28), transparent 65%);
  pointer-events: none;
}
.ipd-footer .f-logo {
  display: inline-block; background: #fff; border-radius: 16px; padding: 10px 16px; margin-bottom: 20px;
}
.ipd-footer .f-logo img { height: 52px; width: auto; }
.ipd-footer p { color: #a8abae; font-size: 14px; line-height: 1.8; }
.ipd-footer h6 {
  color: #fff; font-size: 15px; font-weight: 600; letter-spacing: .4px; margin-bottom: 20px;
}
.ipd-footer ul { list-style: none; padding: 0; margin: 0; }
.ipd-footer ul li { margin-bottom: 11px; font-size: 14px; }
.ipd-footer ul li a { color: #b9bcbf; transition: color .2s; }
.ipd-footer ul li a:hover { color: var(--ipd-blue); }
.ipd-footer .f-contact li { display: flex; gap: 12px; align-items: flex-start; color: #b9bcbf; }
.ipd-footer .f-contact i { color: var(--ipd-blue); margin-top: 4px; width: 16px; }
.ipd-footer .f-social { display: flex; gap: 10px; margin-top: 22px; }
.ipd-footer .f-social a {
  width: 38px; height: 38px; border-radius: 12px; display: grid; place-items: center;
  background: rgba(255, 255, 255, .06); color: #fff; border: 1px solid rgba(255, 255, 255, .08);
  transition: all .2s;
}
.ipd-footer .f-social a:hover { background: var(--ipd-blue); border-color: var(--ipd-blue); transform: translateY(-3px); }
.ipd-footer .f-bottom {
  margin-top: 56px; padding: 22px 0; border-top: 1px solid rgba(255, 255, 255, .08);
  display: flex; flex-wrap: wrap; gap: 10px; justify-content: space-between; font-size: 13px; color: #8d9093;
}
.ipd-footer .f-bottom a { color: #8d9093; }
.ipd-footer .f-bottom a:hover { color: var(--ipd-blue); }
.ipd-footer .f-badge {
  display: inline-flex; align-items: center; gap: 8px; margin-top: 6px; padding: 8px 14px; border-radius: 999px;
  background: rgba(0, 160, 227, .12); color: #7fd3f5; font-size: 12.5px; font-weight: 500;
}
@media (max-width: 991px) { .ipd-footer .f-col { margin-bottom: 34px; } }

/* ==========================================================
   HOME PAGE
   ========================================================== */
.ipd-home { position: relative; z-index: 1; }
.ipd-section { padding: 110px 0; position: relative; }
.ipd-section.soft { background: var(--ipd-bg-soft); }
.ipd-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 13px; font-weight: 600; letter-spacing: 1.6px; text-transform: uppercase;
  color: var(--ipd-blue); margin-bottom: 14px;
}
.ipd-eyebrow::before { content: ""; width: 22px; height: 2px; border-radius: 2px; background: var(--ipd-blue); }
.ipd-h2 { font-size: clamp(30px, 3.6vw, 46px); font-weight: 700; line-height: 1.15; letter-spacing: -.8px; color: var(--ipd-ink); margin-bottom: 16px; }
.ipd-h2 span { color: var(--ipd-blue); }
.ipd-lead { font-size: 17px; line-height: 1.75; color: var(--ipd-text); max-width: 620px; }
.ipd-head-center { text-align: center; margin: 0 auto 60px; max-width: 860px; }
@media (min-width: 576px) { .ipd-h2 span, .ipd-hero h1 .blue { white-space: nowrap; } }
.ipd-head-center .ipd-lead { margin: 0 auto; }

.ipd-btn {
  display: inline-flex; align-items: center; gap: 10px; padding: 16px 30px; border-radius: 999px;
  font-weight: 600; font-size: 15.5px; transition: all .22s ease; border: 2px solid transparent; line-height: 1;
}
.ipd-btn-blue { background: var(--ipd-blue); color: #fff; box-shadow: var(--ipd-shadow-blue); }
.ipd-btn-blue:hover { background: var(--ipd-blue-700); color: #fff; transform: translateY(-2px); }
.ipd-btn-ghost { border-color: var(--ipd-ink); color: var(--ipd-ink); background: transparent; }
.ipd-btn-ghost:hover { background: var(--ipd-ink); color: #fff; }
.ipd-btn-white { background: #fff; color: var(--ipd-ink); }
.ipd-btn-white:hover { background: var(--ipd-ink); color: #fff; transform: translateY(-2px); }
.ipd-btn i { font-size: 14px; transition: transform .2s; }
.ipd-btn:hover i { transform: translateX(3px); }

/* ---------- Hero ---------- */
.ipd-hero {
  position: relative; padding: 200px 0 150px; overflow: hidden;
  background:
    radial-gradient(900px 520px at 88% 12%, rgba(0, 160, 227, .16), transparent 60%),
    radial-gradient(700px 420px at 0% 90%, rgba(0, 160, 227, .08), transparent 60%),
    linear-gradient(180deg, #f3fbfe 0%, #ffffff 100%);
}
.ipd-hero::before {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(43, 42, 41, .045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(43, 42, 41, .045) 1px, transparent 1px);
  background-size: 56px 56px;
  -webkit-mask-image: radial-gradient(ellipse at 60% 30%, #000 20%, transparent 75%);
  mask-image: radial-gradient(ellipse at 60% 30%, #000 20%, transparent 75%);
}
.ipd-hero .container { position: relative; }
.ipd-chip {
  display: inline-flex; align-items: center; gap: 10px; padding: 7px 16px 7px 7px; border-radius: 999px;
  background: #fff; border: 1px solid var(--ipd-blue-100); box-shadow: var(--ipd-shadow);
  font-size: 13.5px; font-weight: 500; color: var(--ipd-ink); margin-bottom: 26px;
}
.ipd-chip b {
  background: var(--ipd-blue); color: #fff; font-size: 11.5px; font-weight: 600; padding: 5px 11px; border-radius: 999px; letter-spacing: .4px;
}
.ipd-hero h1 {
  font-size: clamp(32px, 4vw, 52px); font-weight: 700; line-height: 1.08; letter-spacing: -1.4px;
  color: var(--ipd-ink); margin-bottom: 24px;
}
.ipd-hero h1 .blue { color: var(--ipd-blue); position: relative; white-space: nowrap; }
.ipd-hero h1 .blue svg { position: absolute; left: 0; bottom: -10px; width: 100%; height: 14px; }
.ipd-hero p.ipd-lead { font-size: 18px; margin-bottom: 36px; }
.ipd-hero-cta { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 46px; }
.ipd-trust { display: flex; flex-wrap: wrap; gap: 34px; }
.ipd-trust .t strong { display: block; font-size: 28px; font-weight: 700; color: var(--ipd-ink); line-height: 1.1; }
.ipd-trust .t strong em { font-style: normal; color: var(--ipd-blue); }
.ipd-trust .t span { font-size: 13.5px; color: var(--ipd-text); }
.ipd-trust .sep { width: 1px; background: var(--ipd-line); }

/* Dashboard visual */
.ipd-visual { position: relative; max-width: 470px; margin: 0 auto; }
.ipd-dash {
  position: relative; background: var(--ipd-ink); border-radius: 30px; padding: 22px; color: #fff;
  box-shadow: 0 40px 80px rgba(43, 42, 41, .28);
  transform: perspective(1400px) rotateY(-8deg) rotateX(4deg);
  transition: transform .5s ease;
}
.ipd-visual:hover .ipd-dash { transform: perspective(1400px) rotateY(0) rotateX(0); }
.ipd-dash-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 18px; }
.ipd-dash-top .dots { display: flex; gap: 6px; }
.ipd-dash-top .dots i { width: 9px; height: 9px; border-radius: 50%; background: rgba(255, 255, 255, .18); display: block; }
.ipd-dash-top .hello { font-size: 13px; color: #a9acaf; }
.ipd-dash-top .hello b { color: #fff; font-weight: 600; }
.ipd-bal {
  border-radius: 22px; padding: 22px 24px; position: relative; overflow: hidden;
  background: linear-gradient(135deg, #00a0e3 0%, #0077b0 100%);
}
.ipd-bal::after {
  content: ""; position: absolute; width: 200px; height: 200px; right: -60px; top: -80px; border-radius: 50%;
  background: rgba(255, 255, 255, .14);
}
.ipd-bal small { font-size: 12.5px; opacity: .85; }
.ipd-bal .amt { display: block; font-size: 34px; font-weight: 700; letter-spacing: -.5px; margin: 4px 0 14px; color: #fff; }
.ipd-bal .row2 { display: flex; justify-content: space-between; font-size: 12.5px; opacity: .9; }
.ipd-bal .row2 b { color: #fff; }
.ipd-actions { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; margin: 18px 0; }
.ipd-actions div {
  background: rgba(255, 255, 255, .06); border: 1px solid rgba(255, 255, 255, .06); border-radius: 16px;
  padding: 14px 6px; text-align: center; font-size: 11.5px; color: #cfd2d4;
}
.ipd-actions i { display: block; font-size: 18px; color: var(--ipd-blue); margin-bottom: 6px; }
.ipd-tx { background: #fff; border-radius: 18px; padding: 8px 16px; color: var(--ipd-ink); }
.ipd-tx .r { display: flex; align-items: center; gap: 12px; padding: 11px 0; border-bottom: 1px dashed var(--ipd-line); font-size: 13.5px; }
.ipd-tx .r:last-child { border-bottom: 0; }
.ipd-tx .ic { width: 34px; height: 34px; border-radius: 10px; display: grid; place-items: center; background: var(--ipd-blue-50); color: var(--ipd-blue); font-size: 14px; }
.ipd-tx .nm { flex: 1; font-weight: 500; }
.ipd-tx .nm small { display: block; font-weight: 400; color: #8b8e91; font-size: 11.5px; }
.ipd-tx .am { font-weight: 600; }
.ipd-tx .am.plus { color: #12a150; }

.ipd-float {
  position: absolute; background: #fff; border-radius: 18px; padding: 12px 16px; display: flex; align-items: center; gap: 12px;
  box-shadow: var(--ipd-shadow-lg); border: 1px solid var(--ipd-line); z-index: 3;
  animation: ipdFloat 5s ease-in-out infinite;
}
.ipd-float .ic { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; background: var(--ipd-blue); color: #fff; font-size: 16px; }
.ipd-float.ink .ic { background: var(--ipd-ink); }
.ipd-float strong { display: block; font-size: 14px; color: var(--ipd-ink); line-height: 1.2; }
.ipd-float span { font-size: 12px; color: #7b7e81; }
.ipd-float.f1 { left: -60px; top: -30px; }
.ipd-float.f2 { right: -36px; bottom: -34px; animation-delay: 1.4s; }
@keyframes ipdFloat { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-12px); } }

/* ---------- Marquee ---------- */
.ipd-marquee { background: #fff; border-top: 1px solid var(--ipd-line); border-bottom: 1px solid var(--ipd-line); box-shadow: 0 6px 20px rgba(0,160,227,.06); padding: 18px 0; overflow: hidden; position: relative; z-index: 1; }
.ipd-marquee-track { display: flex; gap: 56px; width: max-content; animation: ipdScroll 36s linear infinite; }
.ipd-marquee-track span { display: inline-flex; align-items: center; gap: 12px; color: var(--ipd-ink); font-size: 16px; font-weight: 500; white-space: nowrap; }
.ipd-marquee-track span i { color: var(--ipd-blue); font-size: 16px; }
.ipd-marquee-track span::after { content: "✦"; color: var(--ipd-blue); margin-left: 44px; font-size: 12px; }
@keyframes ipdScroll { to { transform: translateX(-50%); } }

/* ---------- Services ---------- */
.ipd-svc {
  height: 100%; background: #fff; border: 1px solid var(--ipd-line); border-radius: var(--ipd-radius);
  padding: 30px 26px; position: relative; overflow: hidden; transition: all .3s ease;
}
.ipd-svc::before {
  content: ""; position: absolute; inset: 0; background: linear-gradient(160deg, var(--ipd-blue) 0%, var(--ipd-blue-700) 100%);
  opacity: 0; transition: opacity .3s ease; z-index: 0;
}
.ipd-svc > * { position: relative; z-index: 1; }
.ipd-svc .ic {
  width: 58px; height: 58px; border-radius: 16px; display: grid; place-items: center; font-size: 22px;
  background: var(--ipd-blue-50); color: var(--ipd-blue); margin-bottom: 22px; transition: all .3s;
}
.ipd-svc h4 { font-size: 18px; font-weight: 600; margin-bottom: 8px; transition: color .3s; }
.ipd-svc p { font-size: 14px; line-height: 1.7; margin: 0; transition: color .3s; }
.ipd-svc .num { position: absolute; top: 22px; right: 24px; font-size: 13px; font-weight: 600; color: #c4c8cb; z-index: 1; transition: color .3s; }
.ipd-svc:hover { transform: translateY(-6px); box-shadow: var(--ipd-shadow-blue); border-color: transparent; }
.ipd-svc:hover::before { opacity: 1; }
.ipd-svc:hover .ic { background: rgba(255, 255, 255, .18); color: #fff; }
.ipd-svc:hover h4, .ipd-svc:hover p, .ipd-svc:hover .num { color: #fff; }

/* ---------- About split ---------- */
.ipd-about-img { position: relative; }
.ipd-about-img .frame {
  background: linear-gradient(160deg, var(--ipd-blue-50), #fff); border-radius: 32px; padding: 30px;
  border: 1px solid var(--ipd-blue-100);
}
.ipd-about-img img { width: 100%; height: auto; }
.ipd-about-img .exp {
  position: absolute; right: -10px; bottom: -24px; background: var(--ipd-ink); color: #fff; border-radius: 22px;
  padding: 20px 24px; box-shadow: var(--ipd-shadow-lg);
}
.ipd-about-img .exp strong { font-size: 30px; font-weight: 700; color: var(--ipd-blue); display: block; line-height: 1; }
.ipd-about-img .exp span { font-size: 13px; color: #c7cacc; }
.ipd-checks { list-style: none; padding: 0; margin: 26px 0 34px; display: grid; grid-template-columns: 1fr 1fr; gap: 14px 20px; }
.ipd-checks li { display: flex; gap: 10px; align-items: flex-start; font-size: 15px; color: var(--ipd-ink); font-weight: 500; }
.ipd-checks li i { color: #fff; background: var(--ipd-blue); width: 22px; height: 22px; border-radius: 50%; display: grid; place-items: center; font-size: 11px; flex: none; margin-top: 2px; }

/* ---------- Why (dark band) ---------- */
.ipd-dark { background: var(--ipd-ink); color: #c9cccf; overflow: hidden; }
.ipd-dark::before {
  content: ""; position: absolute; width: 700px; height: 700px; left: -250px; top: -300px;
  background: radial-gradient(circle, rgba(0, 160, 227, .22), transparent 65%); pointer-events: none;
}
.ipd-dark .ipd-h2 { color: #fff; }
.ipd-dark .ipd-lead { color: #aeb1b4; }
.ipd-why {
  height: 100%; border-radius: var(--ipd-radius); padding: 30px 28px; position: relative;
  background: rgba(255, 255, 255, .04); border: 1px solid rgba(255, 255, 255, .08); transition: all .3s;
}
.ipd-why:hover { background: rgba(0, 160, 227, .10); border-color: rgba(0, 160, 227, .45); transform: translateY(-4px); }
.ipd-why .ic {
  width: 52px; height: 52px; border-radius: 14px; display: grid; place-items: center; font-size: 20px;
  background: var(--ipd-blue); color: #fff; margin-bottom: 20px; box-shadow: 0 10px 24px rgba(0, 160, 227, .35);
}
.ipd-why h4 { color: #fff; font-size: 18px; font-weight: 600; margin-bottom: 8px; }
.ipd-why p { color: #a9acaf; font-size: 14px; line-height: 1.7; margin: 0; }

/* ---------- Steps ---------- */
.ipd-steps { position: relative; }
.ipd-steps::before {
  content: ""; position: absolute; top: 38px; left: 16%; right: 16%; height: 2px;
  background: repeating-linear-gradient(90deg, var(--ipd-blue) 0 10px, transparent 10px 18px); opacity: .5;
}
.ipd-step { text-align: center; padding: 0 12px; position: relative; }
.ipd-step .n {
  width: 76px; height: 76px; border-radius: 50%; margin: 0 auto 24px; display: grid; place-items: center;
  background: #fff; border: 2px solid var(--ipd-blue); color: var(--ipd-blue); font-size: 22px; font-weight: 700;
  box-shadow: 0 0 0 8px var(--ipd-bg-soft), var(--ipd-shadow); transition: all .3s;
}
.ipd-step:hover .n { background: var(--ipd-blue); color: #fff; }
.ipd-step h4 { font-size: 20px; font-weight: 600; margin-bottom: 10px; }
.ipd-step p { font-size: 14.5px; line-height: 1.7; max-width: 300px; margin: 0 auto; }
@media (max-width: 767px) { .ipd-steps::before { display: none; } .ipd-step { margin-bottom: 40px; } }

/* ---------- Benefits ---------- */
.ipd-benefit {
  height: 100%; border-radius: var(--ipd-radius); padding: 34px 30px; background: #fff; border: 1px solid var(--ipd-line);
  display: flex; gap: 20px; align-items: flex-start; transition: all .3s;
}
.ipd-benefit:hover { box-shadow: var(--ipd-shadow-lg); transform: translateY(-4px); }
.ipd-benefit img { width: 64px; height: 64px; object-fit: contain; flex: none; }
.ipd-benefit h4 { font-size: 19px; font-weight: 600; margin-bottom: 8px; }
.ipd-benefit p { font-size: 14.5px; line-height: 1.7; margin: 0; }

/* ---------- MVG ---------- */
.ipd-mvg {
  height: 100%; border-radius: var(--ipd-radius); padding: 38px 32px; background: #fff; border: 1px solid var(--ipd-line);
  position: relative; overflow: hidden; transition: all .3s;
}
.ipd-mvg .ic { font-size: 26px; color: var(--ipd-blue); margin-bottom: 18px; }
.ipd-mvg h4 { font-size: 21px; font-weight: 600; margin-bottom: 10px; }
.ipd-mvg p { font-size: 14.5px; line-height: 1.75; margin: 0; }
.ipd-mvg .bg-n { position: absolute; right: 18px; bottom: -18px; font-size: 110px; font-weight: 800; color: var(--ipd-blue-50); line-height: 1; z-index: 0; }
.ipd-mvg > *:not(.bg-n) { position: relative; z-index: 1; }
.ipd-mvg.feat { background: var(--ipd-blue); border-color: var(--ipd-blue); box-shadow: var(--ipd-shadow-blue); }
.ipd-mvg.feat .ic, .ipd-mvg.feat h4, .ipd-mvg.feat p { color: #fff; }
.ipd-mvg.feat .bg-n { color: rgba(255, 255, 255, .12); }

/* ---------- CTA ---------- */
.ipd-cta {
  border-radius: 32px; padding: 64px 60px; position: relative; overflow: hidden;
  background: linear-gradient(120deg, #00a0e3 0%, #0079b3 100%); color: #fff;
}
.ipd-cta::before, .ipd-cta::after { content: ""; position: absolute; border-radius: 50%; border: 50px solid rgba(255, 255, 255, .08); }
.ipd-cta::before { width: 360px; height: 360px; right: -90px; top: -140px; }
.ipd-cta::after { width: 240px; height: 240px; right: 200px; bottom: -170px; border-width: 36px; }
.ipd-cta h2 { color: #fff; font-size: clamp(28px, 3.4vw, 42px); font-weight: 700; letter-spacing: -.6px; margin-bottom: 12px; }
.ipd-cta p { color: rgba(255, 255, 255, .88); font-size: 16.5px; margin: 0; max-width: 560px; }
.ipd-cta .btns { display: flex; gap: 12px; flex-wrap: wrap; justify-content: flex-end; position: relative; z-index: 1; }
.ipd-cta .ipd-btn-line { border-color: rgba(255, 255, 255, .6); color: #fff; }
.ipd-cta .ipd-btn-line:hover { background: #fff; color: var(--ipd-ink); }

/* ---------- Responsive ---------- */
@media (max-width: 1199px) {
  .ipd-float.f1 { left: -10px; }
  .ipd-float.f2 { right: -6px; }
}
@media (max-width: 991px) {
  .ipd-hero { padding: 160px 0 120px; text-align: left; }
  .ipd-visual { max-width: 420px; }
  .ipd-visual { margin-top: 70px; }
  .ipd-section { padding: 80px 0; }
  .ipd-cta { padding: 48px 32px; }
  .ipd-cta .btns { justify-content: flex-start; margin-top: 26px; }
  .ipd-about-img { margin-bottom: 60px; }
}
@media (max-width: 575px) {
  .ipd-hero { padding: 130px 0 100px; }
  .ipd-hero h1 { letter-spacing: -1.2px; }
  .ipd-trust { gap: 20px; }
  .ipd-trust .sep { display: none; }
  .ipd-trust .t strong { font-size: 24px; }
  .ipd-hero-cta .ipd-btn { flex: 1 1 100%; justify-content: center; }
  .ipd-dash { padding: 16px; border-radius: 24px; transform: none; }
  .ipd-bal .amt { font-size: 28px; }
  .ipd-actions { gap: 6px; }
  .ipd-actions div { font-size: 10.5px; padding: 11px 2px; }
  .ipd-float { padding: 9px 12px; }
  .ipd-float .ic { width: 32px; height: 32px; font-size: 13px; }
  .ipd-float.f1 { left: -4px; top: -34px; }
  .ipd-float.f2 { right: -4px; bottom: -40px; }
  .ipd-checks { grid-template-columns: 1fr; }
  .ipd-benefit { flex-direction: column; }
  .ipd-about-img .exp { right: 10px; }
  .ipd-section { padding: 70px 0; }
  .ipd-head-center { margin-bottom: 40px; }
}
@media (prefers-reduced-motion: reduce) {
  .ipd-marquee-track, .ipd-float { animation: none; }
}

/* ---------- Live transactions ---------- */
.ipd-live-head { display: flex; align-items: center; justify-content: space-between; padding: 12px 2px 4px; font-size: 12.5px; color: #8b8e91; }
.ipd-live-head b { color: var(--ipd-ink); font-weight: 600; font-size: 13.5px; }
.ipd-live-badge { display: inline-flex; align-items: center; gap: 6px; font-weight: 600; color: #12a150; font-size: 11.5px; letter-spacing: .6px; }
.ipd-live-badge i { width: 8px; height: 8px; border-radius: 50%; background: #12a150; position: relative; }
.ipd-live-badge i::after { content: ""; position: absolute; inset: -4px; border-radius: 50%; border: 2px solid #12a150; animation: ipdPing 1.4s ease-out infinite; }
@keyframes ipdPing { from { transform: scale(.5); opacity: .9; } to { transform: scale(1.6); opacity: 0; } }
#ipdLive { position: relative; overflow: hidden; }
#ipdLive .r { animation: ipdRowIn .6s cubic-bezier(.2,.8,.2,1); transition: background .8s ease; border-radius: 12px; }
#ipdLive .r.fresh { background: var(--ipd-blue-50); margin: 0 -8px; padding-left: 8px; padding-right: 8px; }
#ipdLive .r.out { animation: ipdRowOut .45s ease forwards; }
@keyframes ipdRowIn { from { opacity: 0; transform: translateY(-18px); max-height: 0; } to { opacity: 1; transform: none; max-height: 80px; } }
@keyframes ipdRowOut { to { opacity: 0; transform: translateY(12px); max-height: 0; padding: 0; } }
.ipd-tx .st { display: block; font-size: 10.5px; font-weight: 600; color: #12a150; text-align: right; }
.ipd-bal .amt.bump, .ipd-bal b.bump { animation: ipdBump .5s ease; }
@keyframes ipdBump { 40% { transform: scale(1.06); } }
.ipd-float.pop { animation: ipdPop .5s ease, ipdFloat 5s ease-in-out .5s infinite; }
@keyframes ipdPop { 0% { transform: scale(.85); opacity: .4; } 60% { transform: scale(1.05); } 100% { transform: scale(1); opacity: 1; } }
.ipd-bal .amt { display: block; transform-origin: left center; }
.ipd-bal b { display: inline-block; }

/* ---------- Login page brand block ---------- */
.auth-brand { text-align: center; margin-bottom: 30px; }
.auth-logo-anim {
  position: relative; display: inline-grid; place-items: center; width: 190px; height: 118px; margin: 4px auto 22px;
  animation: authIn .9s cubic-bezier(.2,.8,.2,1) both;
}
.auth-logo-anim img {
  position: relative; z-index: 2; width: 160px; height: auto;
  animation: authFloat 4s ease-in-out 1s infinite;
  filter: drop-shadow(0 10px 18px rgba(0,160,227,.22));
}
.auth-logo-anim .ring {
  position: absolute; left: 50%; top: 50%; width: 150px; height: 150px; margin: -75px 0 0 -75px;
  border-radius: 50%; border: 2px solid rgba(0,160,227,.35); z-index: 1;
  animation: authPulse 2.8s ease-out infinite;
}
.auth-logo-anim .ring.r2 { animation-delay: 1.4s; }
.auth-logo-anim::before {
  content: ""; position: absolute; left: 50%; top: 50%; width: 170px; height: 170px; margin: -85px 0 0 -85px; border-radius: 50%;
  background: radial-gradient(circle, rgba(0,160,227,.14), transparent 70%); z-index: 0;
}
.auth-welcome { font-size: 30px !important; font-weight: 700 !important; margin: 0 0 6px !important; color: var(--ipd-ink) !important; animation: authUp .7s ease .25s both; }
.auth-sub { font-size: 14.5px; color: var(--ipd-text); margin: 0; animation: authUp .7s ease .4s both; }
.auth-card form { animation: authUp .7s ease .55s both; }
@keyframes authIn { from { opacity: 0; transform: scale(.6) translateY(-10px); } to { opacity: 1; transform: none; } }
@keyframes authFloat { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-7px); } }
@keyframes authPulse { 0% { transform: scale(.55); opacity: .9; } 100% { transform: scale(1.35); opacity: 0; } }
@keyframes authUp { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) { .auth-logo-anim, .auth-logo-anim img, .auth-logo-anim .ring, .auth-welcome, .auth-sub, .auth-card form { animation: none !important; } }

/* ---------- Home hero: logo orbit (services + transportation) ---------- */
.ipd-orbit { position: relative; width: 100%; aspect-ratio: 1; margin: 0 auto; }
.ipd-orbit .o-glow {
  position: absolute; inset: 22%; border-radius: 50%;
  background: radial-gradient(circle, rgba(0,160,227,.18), rgba(0,160,227,.05) 55%, transparent 72%);
}
.ipd-orbit .o-track { position: absolute; border-radius: 50%; }
.ipd-orbit .o-track.t1 { inset: 17%; border: 2px solid rgba(0,160,227,.28); }
.ipd-orbit .o-track.t2 { inset: 1%; border: 1.5px dashed rgba(43,42,41,.16); }
.ipd-orbit .o-tag {
  position: absolute; left: 50%; transform: translate(-50%, -50%); top: 0; z-index: 1;
  font-size: 10.5px; font-weight: 700; letter-spacing: 1.4px; text-transform: uppercase;
  padding: 3px 10px; border-radius: 20px; background: #fff; white-space: nowrap;
}
.ipd-orbit .t1 .o-tag { color: var(--ipd-blue); border: 1px solid var(--ipd-blue-100); }
.ipd-orbit .t2 .o-tag { color: var(--ipd-ink); left: 14.6%; top: 85.4%; border: 1px solid var(--ipd-line); }
.ipd-orbit .o-spin { position: absolute; inset: 0; animation: ipdSpin 36s linear infinite; }
.ipd-orbit .t2 .o-spin { animation-duration: 54s; animation-direction: reverse; }
.ipd-orbit .o-item { position: absolute; inset: 0; transform: rotate(var(--a)); pointer-events: none; z-index: 2; }
.ipd-orbit .chip {
  position: absolute; left: 100%; top: 50%; width: 0; height: 0;
  transform: rotate(calc(var(--a) * -1)); pointer-events: auto;
}
.ipd-orbit .chip .c {
  position: absolute; left: 0; top: 0; transform-origin: 0 0;
  display: flex; flex-direction: column; align-items: center; gap: 4px;
  animation: ipdChip 36s linear infinite reverse;
}
.ipd-orbit .t2 .chip .c { animation-duration: 54s; animation-direction: normal; }
.ipd-orbit .t2 { --h: 22px; }
@keyframes ipdChip { from { transform: rotate(0) translate(-50%, calc(var(--h, 25px) * -1)); } to { transform: rotate(360deg) translate(-50%, calc(var(--h, 25px) * -1)); } }
.ipd-orbit .chip i {
  width: 50px; height: 50px; border-radius: 16px; display: grid; place-items: center; font-size: 19px;
  background: #fff; color: var(--ipd-blue); border: 1px solid var(--ipd-line); box-shadow: var(--ipd-shadow);
  transition: transform .3s ease, background .3s ease, color .3s ease;
}
.ipd-orbit .t2 .chip i { background: var(--ipd-ink); color: #fff; border-color: var(--ipd-ink); width: 44px; height: 44px; border-radius: 50%; font-size: 16px; }
.ipd-orbit .chip em { font-style: normal; font-size: 11px; font-weight: 600; color: var(--ipd-ink); background: rgba(255,255,255,.9); padding: 1px 7px; border-radius: 8px; white-space: nowrap; }
.ipd-orbit .chip:hover i { transform: scale(1.12); background: var(--ipd-blue); color: #fff; border-color: var(--ipd-blue); }
.ipd-orbit:hover .o-spin, .ipd-orbit:hover .chip .c { animation-play-state: paused; }
.ipd-orbit .o-core {
  position: absolute; left: 50%; top: 50%; width: 40%; aspect-ratio: 1; transform: translate(-50%, -50%);
  border-radius: 50%; display: grid; place-items: center; z-index: 3;
  background: #fff; box-shadow: 0 24px 60px rgba(0,160,227,.22), inset 0 0 0 1px var(--ipd-blue-100);
}
.ipd-orbit .o-core img { position: relative; z-index: 2; width: 78%; height: auto; animation: authFloat 4s ease-in-out infinite; }
.ipd-orbit .o-core .ring {
  position: absolute; inset: 0; border-radius: 50%; border: 2px solid rgba(0,160,227,.35);
  animation: authPulse 2.8s ease-out infinite;
}
.ipd-orbit .o-core .ring.r2 { animation-delay: 1.4s; }
@keyframes ipdSpin { to { transform: rotate(360deg); } }
@media (max-width: 575px) {
  .ipd-orbit .chip i { width: 38px; height: 38px; font-size: 15px; border-radius: 12px; }
  .ipd-orbit .t2 .chip i { width: 34px; height: 34px; font-size: 13px; }
  .ipd-orbit .chip em { display: none; }
  .ipd-orbit { --h: 19px; } .ipd-orbit .t2 { --h: 17px; }
  .ipd-orbit .o-tag { font-size: 9px; padding: 2px 8px; }
}
@media (prefers-reduced-motion: reduce) {
  .ipd-orbit .o-spin, .ipd-orbit .chip .c, .ipd-orbit .o-core img, .ipd-orbit .o-core .ring { animation: none !important; }
}
@supports not (aspect-ratio: 1) {
  .ipd-orbit { height: 0; padding-bottom: 100%; }
  .ipd-orbit .o-core { height: 40%; }
}

/* ---------- About: animated desktop web portal ---------- */
.ipd-pc { position: relative; animation: pcFloat 6s ease-in-out infinite; }
.ipd-pc .pc-screen {
  position: relative; background: var(--ipd-ink); border-radius: 18px; padding: 10px; overflow: hidden;
  box-shadow: 0 30px 60px rgba(43,42,41,.22);
}
.ipd-pc .pc-bar { display: flex; align-items: center; gap: 12px; padding: 2px 6px 10px; }
.ipd-pc .pc-bar .dots { display: flex; gap: 5px; }
.ipd-pc .pc-bar .dots i { width: 8px; height: 8px; border-radius: 50%; background: #ff5f57; display: block; }
.ipd-pc .pc-bar .dots i:nth-child(2) { background: #febc2e; }
.ipd-pc .pc-bar .dots i:nth-child(3) { background: #28c840; }
.ipd-pc .pc-bar .url { flex: 1; font-size: 10.5px; color: #a9acaf; background: rgba(255,255,255,.07); border-radius: 6px; padding: 4px 10px; text-align: center; }
.ipd-pc .pc-bar .url i { color: #28c840; font-size: 9px; margin-right: 4px; }
.ipd-pc .pc-app { display: flex; background: var(--ipd-bg-soft); border-radius: 10px; overflow: hidden; min-height: 300px; }
.ipd-pc .pc-side { width: 26%; background: #fff; border-right: 1px solid var(--ipd-line); padding: 12px 8px; }
.ipd-pc .pc-side img { width: 80%; display: block; margin: 0 auto 14px; }
.ipd-pc .pc-side nav { display: grid; gap: 3px; }
.ipd-pc .pc-side nav span { display: flex; align-items: center; gap: 8px; font-size: 10.5px; color: var(--ipd-text); padding: 6px 8px; border-radius: 8px; }
.ipd-pc .pc-side nav span em { font-style: normal; }
.ipd-pc .pc-side nav span i { width: 14px; text-align: center; color: var(--ipd-blue); font-size: 10px; }
.ipd-pc .pc-side nav span.on { background: var(--ipd-blue); color: #fff; }
.ipd-pc .pc-side nav span.on i { color: #fff; }
.ipd-pc .pc-main { flex: 1; padding: 12px; min-width: 0; }
.ipd-pc .pc-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 10px; }
.ipd-pc .pc-head b { display: block; font-size: 13px; color: var(--ipd-ink); }
.ipd-pc .pc-head small { font-size: 10px; color: #8b8e91; }
.ipd-pc .pc-stats { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 8px; margin-bottom: 10px; }
.ipd-pc .pc-stats .st { background: #fff; border: 1px solid var(--ipd-line); border-radius: 10px; padding: 8px 10px; min-width: 0; }
.ipd-pc .pc-stats .st small { display: block; font-size: 9.5px; color: #8b8e91; }
.ipd-pc .pc-stats .st b, .ipd-pc .pc-stats .st .amt { display: inline-block; font-size: 13px; font-weight: 700; color: var(--ipd-ink); white-space: nowrap; }
.ipd-pc .pc-stats .st.blue { background: linear-gradient(135deg, #00a0e3, #0077b0); border: 0; }
.ipd-pc .pc-stats .st.blue small { color: rgba(255,255,255,.85); }
.ipd-pc .pc-stats .st.blue .amt { color: #fff; transform-origin: left center; }
.ipd-pc #ipdEarn { color: #12a150; }
.ipd-pc .bump { animation: ipdBump .5s ease; }
.ipd-pc .pc-grid { display: grid; grid-template-columns: 34% 1fr; gap: 8px; }
.ipd-pc .pc-chart { background: #fff; border: 1px solid var(--ipd-line); border-radius: 10px; padding: 8px 10px; display: flex; flex-direction: column; }
.ipd-pc .pc-chart small { font-size: 9.5px; color: #8b8e91; }
.ipd-pc .pc-chart .bars { flex: 1; display: flex; align-items: flex-end; gap: 4px; min-height: 110px; padding-top: 8px; }
.ipd-pc .pc-chart .bars i { flex: 1; height: var(--h); border-radius: 4px 4px 2px 2px; background: var(--ipd-blue-100); transform-origin: bottom; animation: pcBar 3.2s ease-in-out infinite; }
.ipd-pc .pc-chart .bars i:nth-child(6) { background: var(--ipd-blue); }
.ipd-pc .pc-chart .bars i:nth-child(2) { animation-delay: .2s; } .ipd-pc .pc-chart .bars i:nth-child(3) { animation-delay: .4s; }
.ipd-pc .pc-chart .bars i:nth-child(4) { animation-delay: .6s; } .ipd-pc .pc-chart .bars i:nth-child(5) { animation-delay: .8s; }
.ipd-pc .pc-chart .bars i:nth-child(6) { animation-delay: 1s; } .ipd-pc .pc-chart .bars i:nth-child(7) { animation-delay: 1.2s; }
.ipd-pc .pc-tx { border: 1px solid var(--ipd-line); border-radius: 10px; padding: 2px 10px; min-width: 0; }
.ipd-pc .pc-tx .ipd-live-head { padding: 6px 0 2px; }
.ipd-pc .pc-tx .ipd-live-head b { font-size: 11px; }
.ipd-pc .pc-tx .r { padding: 6px 0; font-size: 10.5px; gap: 8px; }
.ipd-pc .pc-tx .ic { width: 24px; height: 24px; border-radius: 7px; font-size: 10px; flex: none; }
.ipd-pc .pc-tx .nm { min-width: 0; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.ipd-pc .pc-tx .nm small { font-size: 9px; }
.ipd-pc .pc-tx .st { font-size: 8.5px; }
.ipd-pc .pc-neck { width: 16%; height: 34px; margin: 0 auto; background: linear-gradient(#cfd6db, #b8c1c7); clip-path: polygon(18% 0, 82% 0, 100% 100%, 0 100%); }
.ipd-pc .pc-base { width: 38%; height: 10px; margin: 0 auto; border-radius: 10px 10px 4px 4px; background: #c3cbd1; box-shadow: 0 12px 20px rgba(43,42,41,.15); }
.ipd-pc .pc-cursor { position: absolute; left: 60%; top: 60%; z-index: 4; color: var(--ipd-ink); font-size: 16px; filter: drop-shadow(0 2px 2px rgba(255,255,255,.9)); animation: pcCursor 12s ease-in-out infinite; pointer-events: none; }
.ipd-pc .pc-toast { right: -18px; top: -34px; left: auto; animation-delay: .8s; }
.ipd-pc .pc-toast.pop { animation: ipdPop .5s ease, ipdFloat 5s ease-in-out .5s infinite; }
@keyframes pcFloat { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-8px); } }
@keyframes pcBar { 0%, 100% { transform: scaleY(1); } 50% { transform: scaleY(.72); } }
@keyframes pcCursor {
  0%, 100% { left: 62%; top: 70%; } 20% { left: 30%; top: 32%; } 28% { left: 30%; top: 32%; transform: scale(.85); }
  32% { transform: none; } 55% { left: 80%; top: 40%; } 75% { left: 55%; top: 82%; }
}
@media (max-width: 575px) {
  .ipd-about-img .frame { padding: 14px; }
  .ipd-pc .pc-side { width: 22%; padding: 10px 5px; }
  .ipd-pc .pc-side nav span { justify-content: center; padding: 6px 0; }
  .ipd-pc .pc-side nav span em, .ipd-pc .hide-sm { display: none; }
  .ipd-pc .pc-stats, .ipd-pc .pc-grid { grid-template-columns: 1fr 1fr; }
  .ipd-pc .pc-grid { grid-template-columns: 1fr; }
  .ipd-pc .pc-app { min-height: 0; }
  .ipd-pc .pc-toast { right: -6px; top: -26px; }
  .ipd-pc .pc-cursor { display: none; }
}
@media (prefers-reduced-motion: reduce) {
  .ipd-pc, .ipd-pc *, .ipd-pc .pc-toast { animation: none !important; }
}